In accordance with
federal regulations we are giving you this notice to tell you how we may
use nonpublic personal information (“Private Information”) about you.
This notice applies to consumers and to both current and former
customers of M&S Auto.
Collection of Private Information
We collect Private Information about you from the following
sources:
- Information we
receive from you on applications or other forms which may include name,
address, social security numbers, and income;
- Information about
your transactions with us, our affiliates, or others which may include
account balances and payment history; and
- Information we
receive from a consumer reporting agency.
Disclosure of Private
Information
- We may disclose all
of the information we collect, as described above, to companies that
perform marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements. We may make
such disclosures about you as a consumer, customer, or former customer.
- We may share Private
Information that consists of transaction information with our
affiliates. Our affiliates include other automobile dealerships and
financial companies.
- We may also disclose
Private Information about you as a consumer, customer, or former
customer, to non-affiliated third parties as permitted by law.
Protection of
Information
- We restrict access to
Private Information about you to those employees who need to know that
information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with federal
regulations to guard your Private Information.
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